# What is MiCA? How does it differ from the Travel Rule?

> MiCA is part of the EU crypto-asset regulatory framework.

Canonical: https://legichain.com/en/resources/what-is-mica

MiCA is part of the EU crypto-asset regulatory framework. It is not the same text as the TFR, which governs information requirements for crypto transfers.

## Separate the scope

The type of crypto-asset and the service activity affect which requirements need assessment. A generic "MiCA compliant" label does not explain these distinctions.

## Relationship with the TFR

TFR 2023/1113 contains the rules on transfer information and has applied since 30 December 2024. Do not describe Travel Rule integration as a single feature of MiCA.

## Product evaluation

Ask the product provider to explain which control supports which need. Licensing, governance and institutional obligations are not completed with a single screening or messaging API.

## Sources

- [Regulation (EU) 2023/1113 (TFR) — official text](https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng)
- [Information accompanying transfers of funds and certain crypto-assets — official summary](https://eur-lex.europa.eu/EN/legal-content/summary/information-accompanying-transfers-of-funds-and-certain-crypto-assets.html)

_Sources were checked as part of the review dated 9 September 2026. Refer to the official text for current provisions._

> This content is general information. Determine the requirements that apply to your institution from current official sources and your own assessment process.

**See the related product scope** → [Crypto-asset platforms solution](https://legichain.com/en/solutions/crypto-exchanges)

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Legichain — technology for identity verification, AML and blockchain screening. Contact: contact@legichain.com

