Regulation

PSD2 and the new payments framework: how to track the changes

In payments regulation, proposal, adoption, entry into force and application dates are different stages.

In payments regulation, proposal, adoption, entry into force and application dates are different stages. Separate these stages explicitly when assessing the transition.

Current obligations and changes

Record the requirements that apply to your institution today separately from changes that will apply in the future. Do not use a news headline as law in force.

Product impact

Assess changes to identity, authorisation and payment flows separately. Do not assume that a KYC product satisfies the whole of payments regulation.

Update record

Keep a change record for the official text, the check date and the affected process. A definitive transition date should be published only if verified with a current official source.

This content is general information. Determine the requirements that apply to your institution from current official sources and your own assessment process.

See the related product scopePayment and e-money solution


Legichain — technology for identity verification, AML and blockchain screening. Contact: [email protected]